Built for AI agents, yours or ours

AI does the banking. You just say yes.

Atrium is the money app built for AI agents. It saves, earns, borrows and pays for you, and shows you exactly what it saved. Nothing moves unless you’ve said yes.

Join the waitlistSee Autopilot
Thursday 19 NovemberGood evening, Ana
Autopilot · this month14 things done. ₱1,082 saved. You tapped twice.See what it did
✓Card paid in full · ₱16,8002m ago✓House fund · +₱10,0001h ago✓Broadband cut · ₱300 a monthYesterday
Net worth · 8 accounts₱421,100

Everything your money does. One app.

Every feature here works for your agent too. The more you use, the more it can take off your hands.

Save.Spending sorted for you, budgets that warn you early, subscriptions you forgot.
Eating out this month72%

Autopilot. You choose how much it does.

Four levels, from a simple reminder to running your whole pay day. Move up when you trust it. Move down any time.

Autopilot levelRemind me
Card payment · ₱16,800
“Your ₱16,800 card payment is due Friday.”You do the rest.
Spot itAtriumPlan itYouPay itYouPlan the monthYou
New payees and loans always ask you, at every level.

Your agent gets the quotes. You pick the deal.

It asks providers and lenders for their best price and brings back the cheapest. Offers are ranked only by what they cost you in total. Ours get no special place.

My broadband feels expensive.You pay ₱1,899. I asked 3 providers. Same speed for ₱1,599.That saves ₱3,600 a year. Switch?Done. Your new bill starts on the 1st. Undo any time in the next 10 minutes.
Borrow ₱300,000 over 24 monthsTotal interest
Lender C32% a year₱110,022
Lender B27% a year₱91,538
Lender A21.5% a year₱71,747Lowest total cost
Atrium22% a year₱73,523

Connect the agent you already use. Give it a mandate, not your password.

Every request passes through your mandate first: what it just does, what you set up once, and what always comes to you. Enforced on our side, logged line by line.

Inside Claude’s mandate
Claude · mandateCard repaymentsUp to ₱20,000 a day · ends 19 Dec
What Claude just does
Sort spendingdone
Remind before due datesdone
Work out what to pay firstdone
21:02 Claude card paid in full21:04 Claude new payee · asks you

When something looks wrong, the money waits.

A new payee, six times your largest transfer, a phone call in progress. Guard holds the transfer for 24 hours and tells you why — in your language. No agent can release a hold. Only you can. The rule under everything: nothing moves unless you’ve said yes.

On hold · 23:46:00 leftAna · Quezon City₱90,000to Reyes Property Holdings · •••• 4471
01Payee added 14 minutes ago026× your largest transfer this year03Started during a phone call, the usual pattern of “account verification” scams
Hindi ka hihilingan ng bangko na ilipat ang pera mo. Banks never ask you to move money to keep it safe.

One card for you. A separate one for each agent.

Your number lives in the app, never on the metal. Each agent gets its own virtual card and limit, so if something goes wrong, you freeze that one.

A brushed titanium Atrium card with a raised mark and raised name, turning slowly.

Every account, every currency. One calm place.

Wherever your money lives, your agent reads it, counts it in the right currency, and talks to you in your own language.

This is the ground floor. Look up.

Time machine.Before you buy the car or change jobs, see your money five years out.
Family shield.When a parent gets a suspicious transfer, your agent hears about it too.
The mandate standard.Limits, revoke and audit for every agent, ready for the whole industry to adopt.

Be first in line.

Early members get the titanium card first, and help decide what the agent learns next.